27 Oct

Will Trump’s Executive Order on Obamacare be bad for health insurance?

On October 12th, 2017 President Donald Trump signed an executive order that may have dealt a death blow to Obamacare.  Trump’s executive order on Obamacare ended scheduled payments to insurance companies that help lower deductibles for low-income customers.  How will Trump’s executive order on Obamacare affect health insurance for 2018? Right now, there is no way […]

18 Aug

How offering health insurance to employees attracts and retains top talent.

Cost has been the primary factor when an employer is thinking about offering health insurance to employees.  However, many employers are facing the issue of attracting and retaining top talent.  To increase their companies value in the eyes of newly qualified talent, more employers are beginning to understand the need for offering more extensive benefits.  […]

28 Jul

John McCain and the failed “Skinny” repeal of Obamacare

In the early hours Friday morning, the republican controlled senate was unable to attain enough votes for the “skinny” repeal of Obamacare.  Needing 51 votes to pass the bill, republicans were only able to gain 49.  Senators Susan Collins of Main, Lisa Mukowski of Alaska, and John McCain of Arizona were the 3 votes that […]

18 Jun

The importance of understanding how deductibles work for health insurance

Learning how deductibles work for health insurance is important information to know when choosing a health insurance plan.  However, it can get confusing.  To help clear up the confusion associated with deductibles, here is the definition of what a health insurance deductible is: A deductible is defined as the amount of financial responsibility you, the […]

16 May

The House passes AHCA reform bill.

On May 4th, 2017, the Republican controlled House passed the revised AHCA by a narrow margin of 217-213.  20 republicans did not support the bill and there was no defectors from the Democrat side to support the the health care bill.  Had 2 more Republicans voted “no” the bill would not have passed the House.  Although […]

15 Apr

How understanding high deductible health plans can help you save money

Today, understanding high deductible health plans (HDHP) is an intricate option in the health insurance landscape.  The rising costs of health insurance is causing many employers and insurers to adjust plans in order to control costs.  Traditionally, employers and insurers carried the majority of risk associated with health insurance.  Since the implementation of the Affordable […]

27 Mar

AHCA Bill pulled before crucial House of Representatives vote.

Last Friday, GOP leadership pulled the AHCA Bill before a vote was taken before the House of Representatives.  A vote that most certainly would not have passed.  Only 20 republicans could vote against the AHCA bill and still have the vote pass. Before the vote was cast, Paul Ryan went to president Trump and informed […]

15 Feb

The benefits of utilizing a Health Insurance Broker.

Unfortunately, health insurance brokers have received a bit of a bad wrap over the years.  Many people believe that Health Insurance Brokers are pushy and try to up sell you into plans you don’t need.  Unfortunately, there are a lot of common misconceptions when it comes to utilizing a health insurance broker. We thought it […]

06 Feb

Form 1095 and 8962: How it relates to Premium Tax Credit.

Here at BLV Insurance Services, we want to help prepare you for the coming tax season and its relation to Form 1095 A, B, C and 8962. Under the Affordable Care Act, U.S. citizens will be experiencing the connection between healthcare and taxes.  In order for you to better understand that connection, we wanted to explain […]